Materials or information of Your Credit Alliance website does not in any way constitute legal advice as there are no attorney-client relationship established or representation formed which should not be a basis of withholding or making any decision without seeking professional legal advice from a licensed lawyer or solicitor. Also, the results established by any legal matter may very well vary in adherence to applicable laws and legal facts in your state or country. Thus, your use of content provided in this site or any other links of information to the site is meant to be entirely at your own risk or discretion. Furthermore, Your Credit Alliance does not provide legal consultation or advice, assume settlement of debts or credit repair services as well as does not provide lawyer referral services. Also, in line with our confidentiality clause, make sure than you do save a copy of your records as it our procedure to shred all unnecessary materials to ensure client protection. We do not encourage you to send us confidential information unless otherwise you have expressed consent and authorization from any Your Credit Alliance staff to send such vital information. By requesting free consultation, you are held under no obligation to make any purchases. Also, once you qualify for a debt relief program, do take note that results may differ from one individual to another. The length of commitment and program fees may also vary based on your ability to save funds and the total range of amount that your debt can be reduced in the process. Settlement estimates that range from roughly around 40% to 60% are merely citations of past performances and does not guarantee the same future results. Your Credit Alliance is duly compliant with the Consumer Credit Act which provides you the right to a cooling off period of 14 days. In lieu with this, your ability to acquire further short-term credit could be affected and could similarly affect medium- to long-term credit applications. Please read and understand Your Credit Alliance terms and conditions before going further with the enrollment. Settlements and testimonials shown in this site are from real people although given pictures and names have been modified to ensure protection and privacy of the company’s clientele. Change of Use

Your Credit Alliance reserves the right to: · Change your continued use of site provided that you have accepted notification of changes in site usage. Terms and conditions may also alter at any time. · Temporarily or permanently remove or change the website or any part of it even without executing due notice at which you also confirm and approve that Your Credit Alliance will not be held liable for any removal or changes made on the site

Links to Third Party Websites

Your Credit Alliance site may contain links resources and hyperlinks owned and managed by third party websites. Hence, we assume neither direct nor indirect responsibility as well as undue liability for any defamation, errors, false claims, omissions, pornography, profanity, or obscenity that may be included in the content which may appear in the form of opinions, testimonials, statements, or any misrepresentations in the site. Third party content that appears on the site represents solely the opinion of the author and is not a form of endorsement. Further, availability of such content is not in any way endorsed by Your Credit Alliance nor does it reflect the site’s beliefs and affinities whatsoever. Copyrights

All materials and information on the site including but not limited to content, graphics, information, designs, images, photographs, graphics, audio and video clips or recordings, advertisements, animation, text, logos, sound effects, music, organizations, names, compilations, digital conversions, and magnetic translation or otherwise collectively known as the “Content” are duly protected under applicable copyrights, patents, trademarks, service marks, as well as other intellectual and proprietary rights owned by Your Credit Alliance and other third party sites. Further, all usage rights are exclusively owned and operated by Your Credit Alliance. Content and technological data or otherwise collectively known as “Materials” which includes software, technology, enhancements, and other applications found on the site are all copyrighted intellectual property of Your Credit Alliance. Thus, unauthorized copying, removal, redistribution, reproduction, usage, resell, or publication of such content and materials found on any part of the site is deemed strictly prohibited. More so, posting of any information found on the site does not set up a waiver of rights over distribution and ownership of such content. On the other hand, you may be allowed to download site materials and content for personal or non-commercial use provided that you are in adherence with the following: 1) You make no alterations in the content or materials; 2) You retain all copyrights, propriety, and trademark notices; 3) You do not download content for the purpose of commercial distribution; 4) You do not use site content and materials in such manner that would suggest that you are in any way associated with our roster of brands, products, services, or events;

Additionally, you may not remove, add, change, or misrepresent any information found on Your Credit Alliance. You are not allowed to republish, reproduce, copy, post, distribute any content for any other purposes without seeking written permission from us. It is also strictly prohibited to make attempts on bypassing our security features. Now, while materials you download from the site are considered licensed to you by our site and other third parties, this should all be strictly for non-commercial or personal use only which means that Your Credit Alliance retain full intellectual property rights.

Submitting Your Online Material to Us

All information contained in the site and their arrangements are copyrighted properties of Your Credit Alliance and its affiliates at which contents may not be distributed, copied, published, or used either in whole or in part without seeking prior written permission from Your Credit Alliance. Other service marks, trademarks, company logos or names that appear on the site are considered properties of respective third parties.


Information made available on Your Credit Alliance is presented accurately on an “As Is” or “As Available” basis without expressed or implied warranties for any specific purpose. Further, information presented may contain problems, errors, inaccuracies, or other limitations at which the site makes not guarantees and is not accountable for any resulting loss or damage of sorts. The site’s maximum liability for such would only be limited to the total amount paid by clients for information received (if any) and will not otherwise be held liable for any consequential or indirect loss or damages resulting from loss of profits or business, negligence, or breach of contract; to name some. There are certain limitations to Your Credit Alliance at which the client should be aware of first-hand. For one, as cases vary, Your Credit Alliance cannot guarantee any predetermined individual results on a particular client’s case. Also, as each case is presumed different from one another, there is certainly no specific timeframe to expect. Clients also have to waive all rights to procure copies of reports or correspondences submitted to us as all submitted documents automatically becomes property of Your Credit Alliance.


Your Credit Alliance will not be held liable for any loss or damages that may result from your use of our site including but not limited to inability to use hyperlinks, errors on our site, delays in operation, viruses, failure of performance, or unavailability of the site. We are also not in any way liable for any consequential, indirect, or other incidental damages that arise from your use of the site. We also do not guarantee that our overall operations and functionality of the site are scathe-free, virus-free, uninterrupted, or incorruptible. More so, nothing contained in the terms and conditions shall be taken into account so as to limit or exclude the liability of Your Credit Alliance for personal injury or casualties as a result of negligence by the staff or agents. Still, in no particular event, shall Your Credit Alliance officers, board of directors, agents, independent contractors, employees, or any affiliates be made liable for any loss or damages, or any claims made regardless of legal basis. In any event though, our maximum liability for claims, damages, or losses will not be larger than the amount you paid for in order to gain access to our site or use of products and services sold on the site.


You agree to indemnify and hold Your Credit Alliance along with its board of directors, officers, representatives, employees, and agents free from and against all lawsuits, damages, claims, liabilities, costs, losses, fees, or any other expenses that may arise in relation to any breach or violation made by you or any representation in connection with the terms and conditions established on the site. More so, you also accept that we have no direct control over third party content or information readily available on the site and that you agree to use our services in full volition and at your own risk.


If any one or more of the Terms and Condition or provisions of such included in this agreement should be deemed unlawful, invalid, or void for any reason by any jurisdiction or court then terms of use shall be severed but the remaining provisions shall be valid, binding, and remain in full force and effect.

Governing Law

The use and access of Your Credit Alliance as well as its existing Terms and Conditions shall be governed in accord to the laws of the state of New Hampshire. Further, illegal or inappropriate use of the system is strictly prohibited and any violation made hereof is subject to prosecution under appropriate federal and state laws.


You guarantee and warrant to Your Credit Alliance that:

(a) You are providing us up-to-date, accurate, and factual information about yourself. (b) You fully understand and accept the Terms and Conditions; and that you are legally capable of entering into contracts. (c) Your use of and any transactions made with the site will not in any way violate the right of third parties. (d) You agree to comply with Your Credit Alliance Terms and Conditions as well as other applicable laws.


Any content and materials displayed on Your Credit Alliance site is strictly for information only and are not to be regarded as substitute for professional advice or considered legal advice. Furthermore, Your Credit Alliance does not guarantee the same outcome with that of the information or results contained on the site. While the advice, opinion, testimonials, memorandums, statements, prior outcomes, and endorsementsare factual information from real people and events; this does not however warrant similar results in the future or at any given time. Thus, reliance or use of the following information contained on the site shall be made solely at your own risk. In addition, Your Credit Alliance reserves the right to correct any omissions or false claims in any portion found on the site. Additionally, communications through Your Credit Alliance channels or with any agents or representatives are deemed unsecure. The site does not guarantee confidentiality as communications made through the site may be intercepted, lost, altered, or read by others just as any other unprotected correspondences are subject to damages in connection. We strictly prohibit the use of the site to distribute spam or bulk e-mails as this will be a direct violation of site terms and conditions. More so, the client acknowledges that in the course of this agreement, you will have access to confidential information and materials such as technical, proprietary, technology, business plans, or trade secrets that belong to us at which you agree to preserve and not disclose to any third party or to be used for your own benefit whatsoever. Furthermore, Your Credit Alliance retains complete and exclusive rights to confidentiality of information made available on the site.

Terms of Use

The site Terms of Use Agreement is made between you and Your Credit Alliance, together with its subsidiaries, successors, agents, affiliates, board of directors, employees, officers, agents, members, and partners. Your Credit Alliance and its partners provide the necessary content and material found on the site to our visitors. We require that all customers adhere to the terms and conditions as well as specific provisions to the site. Moreover, your use of the site shows that you acknowledge the terms and conditions set by Your Credit Alliance without any limitations. We also reserve the right to revise the aforesaid terms of use at any given time at which certain revisions made is considered binding to all visitors and clients of the site. If in case, to begin with, you are in doubt or not in full agreement to the terms and conditions then you must not use or discontinue usage of Your Credit Alliance site.

Acceptance of Agreement

Your access and use of Your Credit Alliance site is subject to the agreed upon Terms and Conditions. This agreement pertains in particular to your access and usage of Your Credit Alliance site which establishes a contract between you and the site. The Terms of Use may be amended or altered at any time by us without extending any specific notice to you. Certain revisions made on the Terms and Conditions will be posted on the site. Hence, if you do not agree to the existing Terms of Use of this site then you must cancel your access to the use of the site. Fees collected from members or visitors of the site are rendered non-refundable. If in case you wish to terminate your accounts with us, you may do so at any given time as subjected to the Terms and Condition of the site.

Linking To Our Website

Wegrant visitors to our site a non-exclusive and limited right to make hyperlinks to the Your Credit Alliance provided that the use of these links are not meant to discredit or put the site and any of its content as well as products and services in a misleading, defamatory, erroneous, or negative manner. Also, you are not allowed to frame or use any Your Credit Alliance logo, content, layout design, images, or proprietary design such as our trademark and service name or even hidden texts and meta tags without expressing written consent to do so. Furthermore, Your Credit Alliance expresses no representation or claim and does not warranty or accept liability for the reliability and accuracy of content as well as the quality and nature of third party sites linking to Your Credit Alliance website.

Uploaded Content

You recognize and accept that any information or materials you upload into your personal space exclusively belongs to you and is for personal use only. In addition, you also certify that you have full ownership and is responsible for data uploaded in your personal space and attest that you are not uploading and keeping items that would be in direct violation of U.S. Copyright laws. Also, you acknowledge and understand that you are not allowed to upload, reproduce, resell, distribute, or post any material duly protected by trademark, copyright, or other proprietary rights without getting written consent from rightful owners.


All clients of Your Credit Alliance are required to sign an “Acceptance of Service” agreement which acknowledges that you understand and accept the Terms and Conditions included in the agreement as well as the terms of subscription or payment. This agreement between parties is regarded effective and binding until terminated by either party. Your Credit Alliance can terminate this agreement at any time without rendering formal notice to you, if in our judgment, you are found to bein breach of any term or provision in the terms of use such as the following: (a) proving false information (b) default or late payments (c) denied payments (d)intrusions with operations (e) breach or abuse of the Terms of Use and policies (f) unauthorized use of site services which goes against the Terms and Conditions of the site (g) providing inaccurate, false, or outdated credit information. Your Credit Alliance can terminate functionality of the entire or any part of this site. Once contract is canceled, you must delete all materials. You will also cease to have access in your account as well as other information and materials such as web pages, log files, e-mails, data bases; and the like. We have no liability or warranty for deleted content in your account once terminated. Your Credit Alliance also reserves the right to block or prevent any future access of the site. If the subscriber requests for termination of agreement, termination fees will be charged accordingly. Subscription fees are also non-refundable or forfeited in the process. Your Credit Alliance also reserves the right to collect any balance that remains unpaid or is in default as stated in the terms of agreement. OTHERS:

Statute Of Limitations

You accept and agree that any lawful claim or course of action made, regardless of any law on the contrary to such, which arises from or is in connection to the Terms of Use or conditions of this agreement must be completely filed within one (1) year after any claims or legal actions are placed or be ultimately prevented from doing so.

Your Consent

With the use of our Your Credit Alliance site, you agree and express consent that we can collect and use details of your personal information as in indicated in this Privacy Policy. If in any event we decide to change our privacy policies and procedures, we will be wholly transparent and post any modifications in our site for you to be aware of the information we collect, how we intend to use it, and how we may want to disclose it. We disclaim any liability or responsibility for losses or damages that may be caused by malware or viruses in the storage of electronic files on this site. Prices for Services – You agree to be responsible for the payment of advertised prices posted for each product and services as shown on the webpage and that any chargebacks which comes as a result of default or non-payments of a credit card will be your sole responsibility and not with the site. If in case you fail to pay amounts due to you on time, Your Credit Alliance may transfer your account to a collection agency to administer proper collection of fees. You acknowledge and warrant that you are in full or 100% agreement with the terms and conditions stated in the contract and the use of our site services and software establishes your signature and complete acceptance of these terms. Upon registration as subscriber to our site, we can automatically charge your credit card in the use of our site services. Your Credit Alliance has not cited any representations in line with financial benefits or success at any point whatsoever.


You acknowledge defending, indemnifying, and holding us and our directors, officers, partners, employees, agents, assigns, third parties, subcontractors, affiliates, service providers, and legal officers or collectively known as “Affiliated Parties” harmless from any loss, expense, liability, expense, and claim, which includes legal fees, in relation to your breach in agreement or use of Your Credit Alliance site.


User right to use the site is considered nontransferable or cannot be assigned to representatives. Any right or password given to you by Your Credit Alliance to use the site to procure information is not in any way transferable or assignable to others.


You are in agreement and accept that any information or materials including but not limited to credit reports, credit bureaus, comments, questions, correspondences from credit reporting agencies, communications from creditors, communications from credit bureaus, notes, ideas, drawings, suggestions, plans, creative or original data, as well as other vital information you provide in the form of e-mail communications or submission to Your Credit Alliance site and other posts made on the site are considered confidential and that Your Credit Alliance has non-exclusive and worldwide license and right to use these content and materials as deemed legal and appropriate.

Claims of Copyright Infringement – Designated Agent

In any event that you believe any information or content contained on Your Credit Alliance site infringes upon any known copyright that you directly own, manage, and control, or if in any case specific link(s) on this site directs visitors or users to other sites that contains data that infringes your copyright, then you are free to file a written notice to email address stated below:

Use by Children

Your Credit Alliance site does not provide or offer products and services which are for sale to children under 18 years of age. We cater specific lineup of products and services to adults only. Upon your use of this site, you hereby represent and acknowledge that you are in fact 18 years of age or older. Your Credit Alliance will not be held liable for any losses or damages that may results from any faulty representation of age by a user of the site.

Payment Structure

Client hereby acknowledges and agrees to pay Your Credit Alliance for any repair work as it is completed on a prearranged monthly basis. Payment will be collected or due after any work is completed on a client’s account. More so, if ever the bank dishonors any payment, the client agrees to pay a dishonored payment fee amounting to $30. Any continuous work on your account will be suspended or canceled upon default of payments as stated in the contract.

Conflict of Interest

Client acknowledges to company that it does not promote, advertise, or represent any lineup of products and services that currently compete directly or indirectly with Your Credit Alliance services.